Disclaimer

We do not make any guaranties for the validity of the information herein even though the information is based on public sources believed to be reliable. We are independent and do not have business relationships with any company possibly mentioned in this report. Opinions, estimates and projections in this report reflect our judgment at the date of writing and are subject to change without notice. We have no obligation to update, modify or amend this report or to notify a reader hereof if any matter, opinion, estimate or projection subsequently changes or becomes inaccurate.